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PhonePe Personal Loan: PhonePe is offering a personal loan of Rs 50,000

PhonePe Personal Loan: Nowadays, whenever we need money, we either borrow it from a friend or relative or take a loan from the bank, which takes a lot of time like 3 to 10 days. Apart from this, if you take a loan from PhonePe Application, then you can get a lot of benefit from it and at the same time it can also save a lot of time, which is available in a very short time and at a very low interest rate. Let's know about it in detail - 

How to take Personal Loan from PhonePe 2024?

In today's time, many government, semi-government and private companies are ready to give loans, you just need to apply. One such company gives loans to people through PhonePe. There are some common ways to take a loan from PhonePe, about which we are telling you. 

Eligibility criteria to avail loan from PhonePe – 

To take a loan from PhonePe, the applicant must have some essential eligibility which are as follows – 

  • The applicant must be a native of India and must be at least 18 years of age. 
  • Apart from this, PhonePe application must be installed in the applicant's phone and PhonePe account must be active in it. 
  • The salary of the applicant should be more than 25 thousand. 
  • Apart from this, the credit score of the applicant should be good and there should not be any loan pending or default.

Similarly, all these eligibility criteria should be met for the loan.

What type of loan is available from PhonePe?

Although there is no direct option on PhonePe to take a loan from here. However, you can take a loan through a third party and you can take a loan through this application. Apart from this, you can also take a Gold Loan from this application. If you are thinking of taking a Personal Loan from a third party, then these are the common methods for that. 

  • Step 1 – For this, you first have to open the PhonePe Application. 
  • Step 2 – After this, you will see many loan banners and advertisements through which you can take loan from Third Party through PhonePe. 

Through this application, many companies offer loans to people like Navi Loan App, KreditBee Loan App etc. With their help, you can easily take a loan. In all these, different applications determine different eligibility. 

How much interest does the application available on PhonePe charge?

If you take a loan from PhonePe through any third party app, then you will get to know the interest rate for it from that third party app only. The interest rate information will be given on the application from which you take the loan. 

Apart from this, there is another way through which you can take a loan from Flipkart. However, you cannot take any loan from PhonePe, but you can take a direct personal loan from Flipkart. If PhonePe recommends the Flipkart app, then Flipkart gives advertisement fees to PhonePe. 

From which applications can you take a loan through PhonePe?

Although it is not clear from which applications you can take loan through PhonePe. But from here you can take loan from applications like Navi Personal Loan, Kreditbee personal loan, Branch international, Smartcoin.